Benefits of our DSCR Loan Programs
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Nationwide Lending Coverage
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Asset-Based Loans: Up to 80% for purchases and rate-and-term refinancing; 75% for cash-out refinancing.
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Quick Closing: Possible in as little as 3 weeks.
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In-House Processing
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Flexible Documentation: No income verification or tax returns required.
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Extended Amortization: Beyond traditional bank limits.
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Investment Opportunities: Limitless options with flexible financing solutions.
EXPLORE OUR DSCR LOAN TERMS
Unlock tailored financing solutions for your 1-4 unit residential properties. Our transparent and flexible DSCR loan terms cater to your needs with underwriting based on your property's cash flow, not your personal income.
DSCR FINANCING STARTS HERE
Enjoy a seamless, straightforward, and transparent process for your real estate investments with US Capital Advisor's DSCR Loan program. From the initial consultation to final funding, our loan process is designed for smooth success. Manage your rental properties with confidence, supported by our efficient and tailored financing solutions.
PROGRAM OVERVIEW
Property Type
Single Family, 2-4 Units, Townhomes, PUD, Warrantable Condos
LOAN AMOUNT
$250,000-$50,000,000
MAX LTC
If Owned< 3 Months 80% of Total Cost Basis
Maximum Loan To AS Value
Purchase/ Rate-Term Refinance 80%
Cashout Refinance 75%
TERM
LENGTH
5, 10 & 30 Years
MIN. FICO
SCORE
660
LEASE REQUIREMENTS
Leased Units Lower of (i) In Place Rent & (ii) Market Rent
Unleased Units 90% of Market Rent (Purchase Loans Only)
REVIEW YOUR INVESTMENT GOALS
Get personalized support from a dedicated loan officer who understands your unique project and financial goals. Whether you're just getting started or you're a seasoned investor, we're here to provide tailored guidance and the funding solutions you need to succeed.
Get A Customized Quote
We'll create a customized loan quote tailored to your project, ensuring it aligns seamlessly with your goals.
Document Collection and Review
Our efficient process simplifies the paperwork by gathering and reviewing the required documentation, ensuring a hassle-free experience for you.
You’ve Secured Funding
Congratulations! Get ready to bring your project to life with US Capital Advisors exciting times are ahead!
WHY CHOOSE US CAPITAL ADVISORS FOR YOUR NEXT DSCR LOAN?
Experience ease, simplicity, and transparency in your real estate investment properties through US Capital Advisor's DSCR Loan program. Our application process, from initial consultation to final funding, is meticulously tailored for straightforward success. Navigate the complexities of managing rental properties with confidence, backed by our streamlined financing solutions.